Selecting an auto insurance policy can be a confusing task with all the options available. You may select one only to realize later on that it does not provide cover for what you expected. These are some of the common mistakes people make when purchasing an auto insurance policy.
Buying the cheapest available cover
You may save money initially, but if it is a very basic cover and the need arises youwill not be covered and end up paying out of pocket to cover the damage.
Not shopping around
Check with all insurance companies in the area and ask them to send a quote. You can do this online and you can select the best package offered.
Not knowing about car insurance
Before you shop for an insurance cover make sure you are familiar with the various policies and what they cover so that you will know exactly what your needs are and select a package according to your needs.
Disclose prior claims
Be truthful about any prior claims and about your situation. If the truth is found out later you will be handed a much higher insurance premium.
Not asking for discounts
You can save on the premiums by getting discounts you are eligible for.